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You've come to the right place. Here you'll find more than 101 ways to save every day -- money-saving tips that could put 1000's of dollars in your pocket.

Stretchin A DollarFinding it hard to make that dollar stretch?
You're not alone. Many of us are feeling the pinch of inflation. With higher gas prices and housing costs reaching into the stratosphere, it's becoming harder and harder to save. We need help on how to save money.

Squeeze MoneyWondering how you can squeeze more money out of your paycheck?
There's no doubt about it. The price of everything is going up.  In addition, we are constantly being bombarded with enticing ads that tempt us to buy all sorts of things we don't need robbing us of the ability to save. We need to be more careful of how and where we spend our money. Start with saving money basics.

Nest EggWorried you won't have enough money to retire?

In order to start saving all the money that you'll need for retirement, you need to take 3 steps to set you on the road to saving money big time. If you can't manage these 3 steps, you will forever be playing catch-up.


Save Money on Taxes By E-Filing

By now, many of you have already filed your income tax return. Most will file electronically, which is the IRS preferred method. The rest will labor through the paper forms that is becoming burdensome even for the IRS, or worse yet, pay a few hundred dollars to have someone do it for you. If you are one of the remaining few that still files the old paper forms, there are a few good reasons to switch to electronic filing.

First of all, e-filing saves you money. Chances are you are paying someone else to either file, i.e.  a CPA, or help you fill out the forms, i.e. a friend or relative. In that over 50 million taxpayers file a simple form 1040A or 1040EZ, there is no reason to shell out hundreds of dollars to have someone else do it for you. Filing online could easily cost you nothing.

Second, e-filing saves time. You need not take of time from work. This is something that can be done in the evening or on weekends in your pajamas.

Third, e-filing is much more accurate. By using free tax service software authorized by the IRS from TurboTax, H&R Block, TaxACT, etc., your chances of making a filing error, especially a misplaced digit in your social security number (the number one mistake), are significantly decreased if not erased all together.

Fourth, e-filing is the fastest way to get your refund. With a direct deposit into your bank account, you could have your refund in as little as 21 days compared to over eight weeks if you file paper forms.


Happy Savings,

The Saving Lady


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