Week of 9/5/2007

Some Thoughts To Ponder

These were found in an email and they seemed appropriate to this site. Nothing like a little bit of humor to save the day.

"Life expectancy would grow by leaps and bounds if green vegetables smelled as good as bacon."

"What some people mistake for the high cost of living is really the cost of high living."

"Utility is when you have one telephone, luxury is when you have two, opulence is when you have three — and paradise is when you have none!"

"The difference between estimated miles per gallon and what you actually get is about like the difference between salary and take-home pay."

Week of 9/12/2007

Save Money With Genuine Work-At-Home Opportunities 

If commuting to a full-time job is costing an arm and a let and just isn't as much fun as it used to be, maybe it's time to think about working from the comfort of your home. Companies such as J. Crew and Sears are outsourcing call centers to people who work from their homes in the U.S. rather than overseas. Pay is typically between $25,000 and $40,000 per year, and the jobs usually don't include benefits. For some, this could be a good primary income and for others, this type of work could provide a good second income. Legitimate jobs are available through established outsourcing firms such as West Corporation, LiveOps, Alpine Access and Working Solutions.

This could be a real mony-saving solution. As extra income, you will have more to salt away. As a full-time job, you save money by not having to commute or having to buy more expensive work clothes, lunching out, etc. Either way, these work-at-home jobs could help you save more money.

Week of 9/19/2007

Energy Saving Tips For Fall

Fall is just around the corner and winter will be upon us before we know it. It's time to think about how we can save money on energy use. A typical household spends about $1300 per year on utilities -- 44% on heating and cooling, 33% on lighting and cooking, 14% on water heating and 9% on refrigeration. Here are several steps you can take to save on energy costs this fall.

Week of 9/26/2007

Pay Bills Online

More and more it is becoming clear that paying your bills online is becoming the wave of the future. And it will cost you money if you don't. Companies that have to send out paper statements are beginning to charge for the extra effort. Blue Cross of California charges $2 a month to mail their bill. MCI charges $0.99 a month for paper bills, and Internet service provider Earthlink charges $1.

The best way to avoid these charges -- and those that might be assessed in the future by many companies -- is to use your bank's bill-pay service. This avoids having to go to individual billers' Web sites and remember a host of usernames and passwords. With your bank, you only have one username and password to concern yourself with. Many banks have lowered or completely done away with fees associated with bill-pay to wean customers off of paper checks.

The best reason to pay your bills online is quite simply because it's safer. Most financial fraud occur when checks, credit cards and account statements are stolen from mailboxes. Online financial transactions are encrypted to help reduce the possibility of identity theft. Plus, if you use your bank as your bill-payer, you avoid sharing your account information with multiple billers, which helps to secure your data against hackers.

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